travel medical insurance for the USA


The USA offers the best health care in the world.  The problem is that unless you have good insurance, it can be prohibitively expensive to use the health care. Medical providers in the USA work on a “fee for service” basis.  Put another way, a physician expects to be paid when they treat you for a medical condition.  The US government DOES NOT provide healthcare for visitors to the USA.  It is essential to purchase travel medical insurance if your regular policy doesn’t cover you while you’re abroad or if your regular policy limits your coverage.

We offer several plans for non US Citizens/Residents to choose from.

Our Safe Travels USA and Safe Travels USA Cost Saver insurance plans offer primary medical coverage which will take care of your covered medical expenses including hospitalization, surgery, physician visits and prescriptions.  Both plans offer $0 In Network Deductible and your choice of Out of Network Deductibles from $0 to $5,000 and add on coverage for specific needs like Athletic Sport coverage.  Urgent Care visits have a $30 Co-pay. Both cover Unexpected Recurrence of a Pre-existing Condition up to $1000.

The Safe Travels USA Comprehensive plan offers Up to $1,000,000 in medical coverage, a $0 In Network Deductible and a $30 Urgent Care Co-pay. This plan also has coverage for Acute Onset of a Pre-existing Condition up to the policy maximum for most ages and up to $35,000 ages 70 and over.* See Plan Summary for details.

All three plans offer up to $100,000 of medical expense coverage for ages 70- 79 and $50,000 up to age 89 and a $5,000 local burial option in lieu of the $50,000 repatriation benefit.

Any of these plans issued after June 5, 2018, offer a Well Doctor Visit which pays up to $75 (one visit per person per policy period). The Well Doctor Visit must occur within the first 21 days from the effective date of coverage. To be eligible you must purchase at least 30 days of coverage initially. Once purchase is confirmed,  you may register for the benefit at

These plans are not available to US Citizens, US Residents or Green Card Holders.



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